Is Mullvad 3 month Cheaper with Crypto Payment?

Is Mullvad 3 months cheaper with crypto? We compare USDT (TRC20/ERC20) vs card fees for 2026. Save on privacy, not price. Buy anonymous VPN now.

Privacypier Team·Updated: 2026-05-27

Is Mullvad 3 month Cheaper with Crypto Payment?

If you're looking for a no-log VPN that accepts anonymous payments, Mullvad is a top choice. But is paying with crypto actually cheaper for a 3-month plan? Let's break down the numbers.

Mullvad Pricing in 2026

Mullvad charges a flat €5 per month (≈ $5.40 USDT at current rates). They offer no multi-month discount—so 3 months costs €15 (≈ $16.20 USDT). No matter how you pay, the price is the same.

Standard Payment vs Crypto

Paying with credit card often incurs foreign transaction fees (2-3%) and currency conversion. Crypto payments via USDT (TRC20 or ERC20) avoid those fees. However, network fees apply:

  • **TRC20 (Tron):** ~$0.50-$1 per transaction
  • **ERC20 (Ethereum):** ~$2-$10 depending on congestion

For a 3-month subscription ($16.20), paying with ERC20 could add 12-60% in fees. TRC20 is cheaper—only 3-6% extra.

So, Is It Cheaper?

Yes, if you use TRC20. With TRC20, total cost ≈ $17.20 (€15 + $1 fee) vs $16.20 + hidden card fees (which may be lower). So crypto via TRC20 is roughly the same or slightly cheaper. But with ERC20, it's often more expensive.

Verdict: Best for Privacy, Not Savings

Mullvad's flat pricing means crypto won't get you a discount. The real benefit is privacy: no KYC, no card linked to you. If you already hold USDT, paying with TRC20 is fast and hassle-free.

How to Pay with USDT

  1. Buy USDT on any exchange.
  2. Send to Mullvad's wallet address (copy from their site).
  3. Use TRC20 for low fees.
  4. Mullvad credits your account within minutes.

Why Mullvad?

  • No logs, no personal info required.
  • 5 device connections.
  • WireGuard and OpenVPN.
  • 77 servers in 39 countries.

Bottom Line

Mullvad's 3-month plan costs the same in fiat or crypto—but paying with USDT via TRC20 gives you anonymity without extra cost. Perfect for privacy-conscious buyers.

Frequently asked questions

Does Mullvad accept USDT?

Yes, Mullvad accepts USDT via TRC20 and ERC20, along with other cryptocurrencies like Bitcoin.

Is there a discount for paying with crypto?

No, Mullvad charges a flat €5/month regardless of payment method—no crypto discount.

Which is cheaper: TRC20 or ERC20 for Mullvad?

TRC20 is cheaper due to lower network fees (≈$0.50-$1 vs ERC20's $2-$10).

How long does a USDT payment take to credit?

Payments via TRC20 typically credit within minutes; ERC20 may take longer if the network is congested.

Can I get a refund if I pay with USDT?

Mullvad does not offer refunds on crypto payments, so double-check the wallet address before sending.

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